PolicyOptions | Senior Living

The Process Is Simple

Working with PolicyOptions
typically follows these steps.

Clients or their family members contact PolicyOptions
to determine if they qualify for a life settlement.
We explain the process and discuss the amount they
can expect to receive for their policy.
The client fills out a brief application and we
obtain their medical records and policy details.
There is no medical exam required.
We solicit offers from the major banks and financial
institutions that purchase life settlements.
The client, their family and/or financial advisors
review and consider all offers.
Once the offer is accepted we help the client complete
the documents to facilitate the policy transfer.
The purchaser puts money in escrow and submits forms
to assume policy ownership, as well as responsibility for
making premium payments.
The documents are verified and the client receives
payment. The entire process usually can be completed in
several weeks.

Why Senior Communities
Work With PolicyOptions

Life settlements can help your prospective
and current residents, and in the process,
help your bottom line by:

Offering an innovative alternative source for
funding care.
Increasing your resident census and reduce past-due
accounts.
Helping sustain private-pay arrangements for longer
periods of time.
Reducing move-in delays due to availability of funds.

Why Seniors Trust PolicyOptions

Clients turn to us because we are
specialists with an outstanding reputation.
We are known for superior services and best
practices that help seniors to access the
money they already have, at a time when they
need it most. Additionally, we offer:

Full disclosure of fees and commissions. We hide
nothing from our clients. PolicyOptions helped
pioneer this ground-breaking approach in the life
settlement industry. We do it to ensure integrity and
the highest ethical standards.
Nationwide licensing and regulatory compliance.
We’re licensed across the nation and maintain an
in-house legal department to review each transaction.
Forthright, responsive and supportive services.
Our advice is unbiased. PolicyOptions’ competitive
bidding process ensures that we fulfill our fiduciary
duties. And we provide these services in a respectful,
thoughtful and professional manner.


	A Powerful Funding Option for Senior Living and Healthcare Life settlements provide an excellent opportunity to help residents enjoy assisted living without financial pressures. With a life settlement from PolicyOptions, your prospective and current residents can obtain the funds they need to finance their senior living and long-term care expenses. Covered For Life. Covered For Living? As you’ve experienced, most seniors need more money to live comfortably through their golden years. This is especially true when faced with unforeseen expenses such as assisted living and long-term care. The urgency of finding a significant amount of money quickly exacerbates an already stressful, emotional situation. For these seniors, the options can be bleak: Depend on personal savings to pay for care for an undetermined period of time Rely on family members to pay for care Sell the family home for a fraction of its worth in a depressed real estate market Liquidate a lifetime of assets to qualify for government assistance Utilize a costly reverse mortgage Attempt to borrow money in a tight credit environment While these are the first options most people consider, many seniors have a “dormant” asset that can help them. That’s where we come in. A Lesser-Known Asset With The Highest Real Value Our services offer seniors a powerful financial tool to convert their “hidden asset” life insurance policy into considerable cash. Liquidated life insurance has a higher real value than selling or leveraging many other assts. And it typically yields much more than surrendering the policy back to the insurance company. The insurance policy holds value for the policy owner. And our program offers the best opportunity for them to make the most of it. Help your prospective and current residents enjoy the quality of life they deserve. Contact PolicyOptions at 888.654.6784 or through our Secure Contact Form.	The Process Is Simple Working with PolicyOptions typically follows these steps. Clients or their family members contact PolicyOptions to determine if they qualify for a life settlement. We explain the process and discuss the amount they can expect to receive for their policy. The client fills out a brief application and we obtain their medical records and policy details. There is no medical exam required. We solicit offers from the major banks and financial institutions that purchase life settlements. The client, their family and/or financial advisors review and consider all offers. Once the offer is accepted we help the client complete the documents to facilitate the policy transfer. The purchaser puts money in escrow and submits forms to assume policy ownership, as well as responsibility for making premium payments. The documents are verified and the client receives payment. The entire process usually can be completed in several weeks. Why Senior Communities Work With PolicyOptions Life settlements can help your prospective and current residents, and in the process, help your bottom line by: Offering an innovative alternative source for funding care. Increasing your resident census and reduce past-due accounts. Helping sustain private-pay arrangements for longer periods of time. Reducing move-in delays due to availability of funds. Why Seniors Trust PolicyOptions Clients turn to us because we are specialists with an outstanding reputation. We are known for superior services and best practices that help seniors to access the money they already have, at a time when they need it most. Additionally, we offer: Full disclosure of fees and commissions. We hide nothing from our clients. PolicyOptions helped pioneer this ground-breaking approach in the life settlement industry. We do it to ensure integrity and the highest ethical standards. Nationwide licensing and regulatory compliance. We’re licensed across the nation and maintain an in-house legal department to review each transaction. Forthright, responsive and supportive services. Our advice is unbiased. PolicyOptions’ competitive bidding process ensures that we fulfill our fiduciary duties. And we provide these services in a respectful, thoughtful and professional manner.